Overview

Job Summary:

Native American Bank is a national financial institution providing a wide range of banking services. Excellent opportunity for an experienced Commercial Credit Analyst to conduct complex credit analyses including gathering, analyzing and interpreting all types of commercial lending credit information on existing and prospective customers and portfolio while assuring compliance policy objectives are met.

Essential Duties/Responsibilities:

  • Prepare and present credit reports to SVP/Chief Credit Officer and committee meetings for use in making of lending decisions on new, renewal and extension of loans
  • Recommend loan decisions for approval or denial based upon thorough analysis
  • Recommend a risk grade associated with each new and existing loan request
  • Monitor customer accounts and loan portfolios to maximize credit quality and minimize risk and potential loss and monitors ongoing borrower performance through measurement of loan covenants
  • Assist in collection and spreading financial statement information
  • Assist in the development of manuals and supporting documentation to accomplish tasks/duties inherent in this position
  • Prepare internal reports for bank officers as requested

Qualifications:

  • Minimum of Undergraduate Degree in Accounting, Finance or business related field from an accredited college/university
  • A minimum of 1+ years of banking experience in advanced commercial credit analysis and/or lending activities in Lending analysis is required for this position
  • Well-developed credit analysis and analytical skills
  • Good knowledge of economics, accounting and finance
  • Basic knowledge of credit administration, policy and procedures
  • Knowledge of loan documentation and process
  • Basic knowledge of risk analysis
  • Strong verbal & written communication skills
  • Effective technical report writing skills
  • Customer service and interpersonal skills
  • Proficiency in Microsoft applications e.g. Word, Excel, Outlook
  • Effective organizational skills, time management and problem solving skills
  • Ability to work independently, prioritize work and handle multiple tasks
  • Attention to detail, self-motivated and the ability to take initiative

About Native American Bank N.A.

Chartered as a national community development focused bank, Native American Bank is also a certified Community Development Financial Institution (CDFI). We are committed to being a self-sustaining CDFI and are the only national American Indian owned community development bank in the country.

Resumes can be e-mailed to: employment@nabna.com